What will you pay on top of the price?

Karnataka rates on a first sale: stamp duty of 5% (2% up to ₹20 lakh, 3% up to ₹45 lakh), plus 10% additional duty and a 2% or 3% surcharge on the duty, and a 2% registration fee.

Telangana rates: 5.5% stamp duty, 1.5% transfer duty and a 0.5% registration fee, or 5.5% duty and a 2% fee in gram panchayat areas. Either way it comes to 7.5%.

Maharashtra rates for a man buying in the BMC area: 6% stamp duty including the 1% metro cess, and a 1% registration fee capped at ₹30,000.

Maharashtra rates for a man buying inside the Pune or Pimpri-Chinchwad Municipal Corporation: 7% stamp duty (5%, plus 1% local body tax and 1% metro cess) and a 1% registration fee capped at ₹30,000. Some areas, such as parts of Hinjewadi, are outside both corporations, so ask the sub-registrar which rate applies.

Haryana rates for a man buying: 7% stamp duty inside the Municipal Corporation of Gurugram or 5% outside it, plus a registration fee set by value band (₹50,000 above ₹90 lakh).

Uttar Pradesh rates: 5% stamp duty, or 7% where the 2% development duty applies, plus a 1% registration fee with no upper limit.

Delhi rates for a man buying in the MCD area: 3% stamp duty and 4% MCD transfer duty above ₹25 lakh (3% up to ₹25 lakh), plus a 1% registration fee and ₹100.